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Basic Rules of Investment
By following these simple rules you will minimize risks and maximize profits.
Do not ever put all your money in one program
Even the most serious project can shut down. But taking part in 8-10 programs at once you secure yourself. Even if we assume that a good half of these programs are closed, you’ll still have 4-5 projects in reserve, whose income will help to compensate the lost financial means and to remain in profit.
Play safe in any case, even if you are sure of the project at 100%, and all your friends have put their money in it. Anyway, divide your capital into parts and invest in different projects.
Do not trust high percentage of profit
As a rule, it’s a guaranty that the project is a scam. The reasoned rate for a HYIP – up to 40% of monthly profit. There are long-lived projects, that can be found in my list too, offering higher percent for bigger amounts invested. But at those conditions I suggest you to invest only your previously received income (but not to start your investment work).
Don’t be lazy
In order to make an investment, one must find a project, study its terms and conditions, register, transfer money. I have firsthand knowledge, that at some point it becomes boring splitting the total sum among several places. You look at one project and think: “Here is the good program, paying regularly for 2 moths. Why shouldn’t I invest here $1500-2000 at one bout and then I’m done”.
This is exactly the way I was losing money at the beginning of my investment work. Instead of spreading it out among 10-20 baskets and reducing the risks with each new investment, I confined myself to 5-6 of them. It is natural, that in case of problems I wasn’t losing 5-10% of the total any more, but already 20%.
Hence, here goes the hint: put in each project no more than 10-12% of the total volume of investments.
Be mindful of security
Keep your password safe. Do not use one password with different HYIPs. Otherwise, frauds might get access to all of your accounts at once. The first-rate blunder is using the same password for HYIPs and EPS (Electronic Payment Systems).
Creating a password, take care to make it as hard as possible to pick out. Save all the passwords into one file (also password protected) or write down on paper.
All special files needed for working with several EPS should be stored on portable data media, such as flash memory cards.
Do not ever open emails received from unknown addresses. Such emails may contain viruses and Trojans used by frauds to steal your account login and password.
Do not pay attention to emails that seem to be signed by your EPS support service. As a rule, they’re sent by frauds looking to making investors believe in so-called system technical problems and send their registration data, login and password to a fake email address.
Change all your passwords to new ones at least every 3-4 weeks.
It is a must:
1. Clean your PC from viruses and any spyware, that may steal passwords and codes allowing frauds to access your accounts in projects and EPS.
2. Type and save your passwords and logins in a file, and DO NOT EVER USE YOUR KEYBOARD to enter your accounts. Just copy your passwords and paste them in the form fields (captcha always changes, so you can type it). Or use the “virtual keyboard” provided in multiple projects, in other words – use only your mouse.
Why is this so important? Because spyware usually logs passwords when you press your keyboard keys.
Golden Rules
There are several Golden Rules every participant of high yield income program shall follow. Disregard of these rules may lead to the fact that instead of the expected incomes the investor loses all his/her savings and turns out to be in debt. The Golden Rules are not just made up; they have been developed during years of participation in HYIP and are tested by the most effective method of trial and errors. Observing the Golden Rules you get a possibility to minimize the risks, maximize your profit and avoid fraud to the extent possible.
The first rule says: never waist more money than you can afford. Remember, there is sense to invest only extra money you usually spent on luxury items into high yield income projects only. Never risk the money you usually spent on first priority goods. It is very unwise to invest money into HYIP that are to pay your hosing bills. High Yield Income Projects are always risky and it is dangerous to risk the money you need to support yourself.
The second Golden Rule: dont be greedy. Do not allow the greediness to blind you. Even if you regularly get the programs earnings during several months it is not the reason to mortgage your house or take a credit under unbearable interest. No one can guarantee that the project well-functioning today will not be closed tomorrow. You may find yourself with nothing if you spent your money recklessly.
Do not believe the huge interest. As a rule, they show that the project is false or is a kind of pyramid. Remember, 30–50% of monthly income is a rather adequate percentage. If you are promised to be paid more than 200% of your investment, you can be sure it is fraud.
The third Golden Rule: never deal with spam. Even if the program provides huge referral payments never try to attract additional users via spam. It can only damage you and your project.
The fourth Golden Rule: keep your password information secret. The most frequent mistake of an investor-beginner is the use of one and the same password for different HYIP. So you give the offenders a possibility to get access to confidential information. It is even worse, when you use the same password in high yield projects and electronic payment systems. The offenders always collect passwords being registered in the users projects. After that they try to access electronic purses using them.
Creating your password think about making it hard to trace. Use the passwords containing several words containing symbols of different registers and numbers.
Finally, the fifth Rule: always analyze in detail the project you are interested in. Only by studying all aspects of the projects activity, by checking all information and analyzing additional information you may create a provisional conclusion: whether it is a fraud or honest business. If you miss the analysis stage and recklessly invest your money in the first project you got interested in, in the event it gets suddenly closed you would blame only yourself.
Do not disregard any of these rules. Only by observing them you may effectively minimize the risks. The investment market does not tolerate the investors who act blindly, try to play not following the simplest rules. |
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